EPF / ETF (Provident Fund)

The Employees’ Provident Fund (EPF) and Employees’ Trust Fund (ETF) are retirement savings for private-sector workers. You can check your balance and claim benefits on qualifying.

How to apply

1. 1Check your EPF balance by SMS / online using your membership number.
2. 2On qualifying (e.g. retirement age), submit a claim with your employer’s details.
3. 3Provide bank details for payment.

Documents required

• EPF / ETF membership number
• NIC
• Employment details
• Bank account details

Fees & time

Fees can change — confirm on the official site or call 1919 before paying.

Good to know

Keep your membership number and employer records; mismatches are the most common cause of claim delays.

Frequently asked questions